Investment funds
for your retirement

ARF plans to manage your capital and generate your income.

Use calculator

You don't need to
be an expert investor

Just choose the way you want your money to be invested so you're free to do the things you want to do.

Track the

The hassle free option that lets you track an index so you don't have to make any investment decisions.

Leave it to
the Experts

The growth focussed option which uses specialist fund managers to buy and sell shares on your behalf.

Do it All

Self administered ARF's offer full control with the freedom to select and manage your own portfolio.

Getting the balance right

Managing your own money in retirement is a big responsibility so you need to get it right from the start.

As you’ll be taking active withdrawals from your fund there will be an ongoing need to balance the growth needed to generate it and the long term preservation of your capital.

The investment options for ARF’s are almost endless so it’s important to take the time to design it properly so you can make the most of what you have.

The choices you have range all the way from traditional insurance company funds all the way up to self administered plans so you can choose a level of risk that suits your long term objectives.

Of course, as investment plans, you get the potential to grow your money in retirement but this also introduces an element of risk.

And, there’s many risk factors to consider given that many of them are new ones that you haven’t dealt with before so you need to be comfortable living with them before you commit to anything.

At the pension store we undertake to design your ARF around your current needs and expected future needs while keeping an eye on the evolving nature of the risk factors that exist.

We schedule annual reviews so that you can manage your risks, your investment exposure and the income you need.

If you need help with an ARF decision you’re facing then just email or book a meeting below.

Request a callback

Sustainable investing for
your retirement income

3 reasons to choose the ARF option

Keep Control
of Your Fund

You keep full control of your pension fund, your income withdrawals and your investment decisions.

Keep Your
Options Open

You can change course in future as you'll always have the ability to secure annuity income if you wish.

Your Legacy

Remaining fund balance can be left to your loved ones on death so the asset value stays within the family

Here's why others choose us?

  • Specialist advisor
  • Broad product range
  • ARF allocation rates
  • 14 years experience
  • Trusted advice
  • Written proposals

Getting it right the first time

When we set up an ARF we will ensure that it's

Suitable &

Our process is built so that you're comfortable managing your own income, have a full understanding of the risks involved and the ongoing need to manage them.


One size doesn't fit all so we'll plan out a framework to match your ARF with what you expect in the future balanced with safeguarding it against unforseen events.

For You

We'll build you a tailored portfolio taking account of your expectations for growth, your income goals for the future and any lingering concerns you may have.

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